Introduction
RAC Insurance is one of the leading provider of car, home travel insurance in the UK. The organization offers a wide range of insurance services that serves to the needs of different customers. In this post, we will take a closer look at RAC Insurance, its history, its products, its services, and its reputation. We will also look the merits and demerits of choosing RAC Insurance over other insurance providers.
History of RAC Insurance
RAC Insurance was created in
1897 as the Royal Automobile Club. The club was formed in order to promote the
interests of motorists alongside improving the conditions of the roads in the
UK. Over the years, the club grew in size and popularity, so in 1978, RAC started offering insurance products to its members. In 1999, RAC Insurance also became a subsidiary of Aviva, which is one of the biggest insurance companies in the UK.
RAC Insurance Products
RAC Insurance offers a variety
of insurance products to its customers, including car, home and travel insurance.
Each product is designed to serve to the specific needs of different customers.
RAC Car Insurance
RAC Car Insurance is available
in three levels of cover
1. Third Party Only
2. Third Party Fire and
Theft, and
3. Comprehensive.
Customers can also make a
choice from a range of options such as breakdown cover, legal expenses
cover, and protected no claims discount.
RAC Home Insurance
RAC Home Insurance is available in two levels of cover: Buildings Insurance and Contents Insurance. Customers can also have a look for range of optional extras, such as accidental damage cover, legal expenses cover, and personal possessions cover.
RAC Insurance Services
In addition to its insurance
products, RAC Insurance also offers a range of services to its customers. These
services include:
Breakdown Cover
RAC Breakdown Cover is
available in five levels of cover as Roadside, Recovery, At Home, Onward
Travel, and European Cover. Customers can also make a choice from a range of
optional extras, such as key replace, misfuel cover, and battery rescue.
Legal Services
RAC Legal Services cater legal
advice and assistance to RAC Insurance customers. This service includes access
to a 24/7 legal helpline and up to £50,000 of legal cover.
Claims
RAC Insurance has a committed
claims team that is available 24/7 to help customers with their claims. Also, customers
can track the progress of their claims online.
RAC Travel Insurance
RAC Travel Insurance is available in four levels of cover viz. Bronze, Silver, Gold, and Platinum. Customers can make a choice from a range of optional extras, such as winter sports cover, cruise cover, and golf cover.
Official website of RAC Insurance-Click here
Advantages of Choosing RAC Insurance
There are various merits of
choosing RAC Insurance over other insurance providers. These advantages
include:
1.Competitive Prices
RAC Insurance offers
competitive prices on its insurance products, which can help customers save extra
fund on their premiums.
2.Flexible Cover
RAC Insurance offers a range
of insurance products that serve the needs of different customers. Customers
can also choose from a range of optional extras to customize their cover.
3.Great Customer Service
RAC Insurance has a
reputation for providing great customer service. Also, the company has won
several honors for its customer service over the years.
Demerits of Choosing RAC Insurance
There are also some demerits
of choosing RAC Insurance over other insurance providers. These disadvantages
include:
1.Limited Discounts
RAC Insurance does not offer
as many discounts as its competitors. Customers may be able to find cheaper
premiums elsewhere if they are eligible for more discounts.
2.Limited Features
Some of the optional extras
offered by RAC Insurance are limited on certain levels of cover.
3.RAC Insurance Reputation
RAC Insurance has a strong
reputation in the UK insurance market. The company has received positive feedbacks
from customers for its competitive prices, flexible cover, and great customer
service. However, like any insurance provider, there are also unsatisfactory
comments and complaints from customers who have had a negative experience with
the company.
How to Get a Quote from RAC Insurance
Getting a quote from RAC
Insurance is quite easy. Customers can simply visit the RAC Insurance website and fill
out a form and the website will then generate a quote based on the information
provided by you. Customers can also call the RAC Insurance customer service team to
get a quote over the phone.
Official website of RAC Insurance-Click here
Conclusion
RAC Insurance is a renowned
insurance provider in the UK that offers a wide range of insurance products and
services. The company has a high reputation for competitive prices and great
customer service. However, it is not the best option for customers who are
looking for more impressive discounts or additional features on their insurance
policies.
FAQs
- What is RAC Insurance?
- RAC Insurance is a successful provider of car, home and travel insurance in the UK.
2. What insurance products does RAC Insurance offer?
- RAC Insurance offers car insurance, home insurance as well as travel insurance.
3 How can I get a quote from RAC Insurance?
- Users can get a quote from RAC Insurance by visiting their official website or calling their customer service members.
4. Does RAC Insurance offer breakdown cover?
- Yes, RAC Insurance provides breakdown cover as one of its services.
5. Is RAC Insurance a reputable insurance provider?
- Yes, RAC Insurance is successful in maintaining reputation for competitive prices and satisfactory customer service in the UK insurance market.